An aging population in the UK has resulted in increased demand for pre-paid funeral plan services.
With citizens realizing the importance of having their affairs paid for in advance, more people are looking into different options to fulfil their needs.
Since demand is on the rise, more providers are popping up all over the UK, making the decision of which company to work with increasingly difficult.
To help make this decision easier, we have compiled a comprehensive review of The Co-operative Funeralcare.
About The Co-operative Funeralcare
Unlike other pre-paid funeral plan companies, The Co-operative Funeralcare is a funeral director instead of just a plan provider. The Co-operative Funeralcare is the United Kingdom’s largest funeral director with approximately 1,200 funeral homes located across the country.
This organization boasts over 100 years of experience in the industry and is also a member of the Funeral Planning Association, or FPA.
Funeral Plans Provided by the Co-operative Funeralcare
The Co-operative Funeralcare offers six different funeral plans for clients to choose from – three cremation plans and three burial plans. Each of the two categories features a bronze, silver, and gold level of coverage that increases in the amount of coverage provided.
Clients can also choose to create their own, customized plan whose price will be determined by the services they choose and a memorial masonry plan that allows them the opportunity to select their own memorial headstone.
All of the plans offered by The Co-operative Funeralcare include the costs of the funeral director as well as all third party costs including:
- Funeral service
- Care/transportation of the decreased
- Bereavement support for loved ones
- Burial or cremation fees (depending on chosen plan)
- Doctor/medical fees
- Minister’s fees
The higher level plans, Silver and Gold, will also include limousine transportation for family members as well as a higher quality coffin. Unlike other funeral plans available on the market, The Co-operative Funeralcare allows clients to change their funeral plan choice at any time to ensure all their needs continue to be met and they will be happy with the final arrangements
Cost of the Co-operative Funeralcare Funeral Plans
The Co-operative Funeralcare offers clients three payment options when choosing their funeral plan. These options include:
- One-time payment in full
- Full payment over 12 months
- Fixed payments over a period of 12, 24, 36 or 60 months
It is important to note those choosing to pay in instalments past 12 months will also incur an additional administrative fee charge every month and the amount they pay per month will be determined by the client’s age and the plan level they choose to purchase.
Those individuals who choose to pay the one-time payment or full payment over 12 months can expect to pay the following prices for The Co-operative Funeralcare funeral plans:
- Bronze Funeral Plan- £3,225
- Silver Funeral Plan – £3,710
- Gold Funeral Plan – £4,055
Reasons to Choose a Co-operative Funeralcare Funeral Plan
With the number of providers and different plans available, choosing one that will meet the individual’s needs and desires can be overwhelming. When comparing different providers and plans, make sure the plans being compared offer the same or similar services in order to get the best picture of which one is the best value.
While The Co-operative Funeralcare’s plans are more expensive than some, it is important to keep in mind that these plans will cover all third party costs instead of dictating an allowance.
Other reasons why The Co-operative Funeralcare may be the right choice include:
- Option to choose from a team of funeral directors
- Plan prices include all third party costs
- Clients who purchase online will receive £100
For those who are interested in learning more about he Co-operative Funeralcare and offered plans, the team at Divine Departures is available to answer all of their questions.
Our knowledgeable team will be able to explain all the details of the plan and assist with purchase if the client is interested.