While many of us do not want to think about what will happen when we pass away, it is often to our benefit to have these plans in place in advance.
The popularity of prepaid and pre-planned funeral services is growing in the United Kingdom as more residents begin to understand the benefits of having their funeral arranged and paid for in advance.
Here we will review the Liberty Funeral Plans from Funeral Planning Services and what benefits this provider can offer to individuals.
About Funeral Planning Services
Funeral Planning Services is a funeral plan provider established in 1995 and boasts 10 years of experience helping individuals choose and pre-plan their funeral needs. This company provides and administers funeral plans in conjunction with independently owned family funeral directors across the United Kingdom.
This provider is regulated by the FPA, or Funeral Planning Authority, and is also a member of the National Association for Pre-Paid Funeral Plans (NAPFP).
Funereal Plans Provided by Funeral Planning Services
Funeral Planning Services currently offers individuals four different plan options:
- Liberty Plus Limousine
- Liberty Plus Disbursements (for third party costs)
- Liberty Plus Limousine and Disbursements (for third party costs)
For payment, individuals can make a single, in-full payment or pay the total cost in instalments over a one, three, five, or ten year period. It is important to note that payments exceeding 12 months will incur an additional administrative fee.
Regardless of the payment method chosen for the plan, the money invested by the individual will be placed into a Funeral Planning Trust – this is a separate entity that is managed by trustees, the majority of which operate independently from Funeral Planning Services.
Costs of Liberty Funeral Plans
The plans offered by Funeral Planning Services vary based on chosen plan. For those who opt to make the single, in-full payment for their plan, they can expect to pay the following for each level of coverage:
- Liberty – £2,110
- Liberty Plus Limousine – £3,210
- Liberty Plus Disbursements (for third party costs) – £3,500
- Liberty Plus Limousine and Disbursements (for third party costs) – £3,800
Additional limousines can be added to any of plan for an additional cost of £200 per vehicle. Individuals who chose to have their payments spread out over 12 months will not incur any additional costs to those outlined above. For those choosing to make payments over 13 months or more, administrative fees will be added on to the total amount of the funeral plan.
What Coverage Is Available?
All of the funeral plans offered by Funeral Planning Services offer guaranteed coverage for the funeral director’s fees and services, including assistance with relevant documentation and assistance with all matters regarding the funeral services.
Transportation and care of the deceased, family viewing during office hours, coffin, hearse, and driver are also included in all of the plans. Depending on the plan level chosen, limousine services for family members and third party costs may also be covered.
Comparing Funeral Plans to Liberty
The Liberty Plans offered by Funeral Planning Services are among the cheapest available when compared to other top funeral plans. Their application for a plan is simple and straightforward.
When comparing different plans to the Liberty Plan, it is important to make sure you are comparing plans that are offering the same or very similar benefits – make sure to keep in mind that two of the Liberty Plans do not allot for third party costs, such as cremation and burial services.
Why You Should Consider Liberty Funeral Plans
Since there are so many funeral plan providers out there, it is important to point out the key advantages of using Liberty Funeral Plans from Funeral Planning Services:
- Inflation proof guarantee
- Among cheapest funeral plans
- Record of personal wishes
- Funeral director cost only available
If you would like more information on Funeral Plans from Funeral Planning Services or would like to purchase a plan, one of the knowledgeable representatives at Divine Departures is here to help.